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That means for a simple membership fee, you get discounts of 20% to 50%. Websign in to manage your account. Visit navigation to register for online access or to use easypay. Smile generation financial credit card. You only have one. Sign in to manage your account. Visit navigation to register for online access or to use easypay. Webthis site gives access to services offered by comenity capital bank, which is part of bread financial. Smile generation financial accounts are issued by comenity capital bank. Webthis site gives access to services offered by comenity capital bank, which is part of bread financial. Smile generation financial credit card accounts are issued by comenity.